1959 0 obj <> endobj For background, read my two previous posts, PSD2: Understanding the new payments regulation in Europe and PSD2: How new European payment regulations could elevate fraud risk. 0001265212 00000 n endstream endobj startxref These final draft RTS have been developed in accordance with Article 15(4) of the PSD2, which mandate the EBA to develop draft RTS setting technical requirements on the development, operation and maintenance of the electronic central register and on access to the information contained therein. the amount of the remote electronic payment transaction does not exceed EUR 30; and, the cumulative amount of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed EUR 100; or. Twenty months after the European Banking Authority (EBA) issued the first draft, on 13 March the regulatory technical standard (RTS) on strong customer authentication (SCA) and Common Secure Communication (CSC) under revised Payment Services Directive (PSD2) was finally published in the Official Journal of the European Union.. März 2019) zur Entwicklung der Regulierungsstandards und Leitlinien … Exemptions to the strong customer authentication requirements. The … Feedback on the public consultation and on the opinion of the BSG 44 payment and electronic money institutions and their agents; exempted payment and electronic money institutions and their agents; branches of payment institutions, electronic money institutions and account information service providers providing services in a Host Member State; account information service providers and their agents; providers of services based on specific payment instrument that can be used only in a limited way; and. *~ Responses to this consultation can be sent to the EBA by clicking on the. ��$N�����&��$��5(�3(t;H�+���(��=LX0�w�)I�f�3�A��q��� ��� �@�U�h���'�TB�"�2a�$� �`f:nO"����\t��l�;�L �� L����7��0!pk+���qG�`F���C� �?ӏ�b{"��� ���ߘ�YM �dtg�U1�-;`@3z0��~��;�⬠�5�A$���y"@� ۝*u The ITS specify the type of information that will be contained in the register from a pre-defined list of institutions that is provided by the PSD2 itself, including: Through the EBA Register, users can access more details about the above institutions, such as their date of authorisation/registration, commercial names and the cross-border services that they provide. ��X�4�!Xo'WrK � %"�Y1���������]@�"�f�-@��T|aC�f W��D��E"ǝi,u��km �����X4U`�������O��RW�ӌ4Ѷ �$����Tv�!�������i��J^ M�C��t�v��������D;��a ��`qF�4N %PDF-1.4 %���� kI�IpqȊoS���/�Wz�x�x��l��R�EmD#e�%=���x�H�˶�_���$�J�]�P�XBT R�9�'�Ibr�i�yldI��aېYV>}f9T�C�����ջa`���`��nd0s7�J]���"�2J�>]*�}�.���4��^@b�%��Y� The proposed RTS specify the technological solution for provision of information by competent authorities to the EBA, which will support both the manual insertion and the automated transmission of information. The risk of fraud with electronic payments is significant and requires a high level of protection (Recital 95 of PSD 2). 0001284204 00000 n 0001296501 00000 n %%EOF However, the Central Bank of Ireland recognises the difficulties with meeting this deadline. Views of the Banking Stakeholder Group 43 4.3. PSD 2 requires payment services providers to apply strong customer authentication requirements under certain circumstances. 0 0000013940 00000 n h�bbd```b``� "��H�,"YB@$�?Xd�] Regulatory Technical Standards will be published in the Official Journal of the European Union by the beginning of March 2018 . Additionally, the level of performance and availability of this inte… endstream endobj startxref 0 %%EOF 1140 0 obj <>stream ����QP�U���AP�M�&7����&3Y\ܡ�@���ch566� 1�uC����`�IId�6��W����Pf*�� �5P�3T`���������Ġ���A��FP�їݚXr;x. 0000003108 00000 n Schweiz oder USA). The payment services directive (PSD2) empowers the Commission to adopt delegated and implementing acts to specify how competent authorities and market participants shall comply with the obligations laid down in the directive. %PDF-1.7 %���� 1959 31 Article 15(5) of the PSD2 mandates the EBA to develop draft ITS specifying the details and structure of the information to be contained in the register, including the common format and model in which this information is to be provided by competent authorities. 8331 0 obj <>/Filter/FlateDecode/ID[<3FD680F192411E479C1B0448A20B84B1><9D875645F2C7CD42AC9E0FF4A449D1EC>]/Index[8321 17]/Info 8320 0 R/Length 65/Prev 1332994/Root 8322 0 R/Size 8338/Type/XRef/W[1 2 1]>>stream <<2949E0DBDC453244B2E4D359F0B973F2>]/Prev 1553983/XRefStm 1652>> 8337 0 obj <>stream Dar­über hin­aus fin­det sie teil­wei­se auch An­wen­dung auf Zah­lun­gen in Nicht-EU/EWR-Wäh­run­gen (z.B. 0000004507 00000 n The European Banking Authority (EBA) launched today a public consultation on the draft regulatory technical standards (RTS) and implementing technical standards (ITS) on the EBA electronic central register under the Payment Services Directive (PSD2), which respectively set requirements on the development, operation and maintenance of the register and the information to be contained in it. 0000013880 00000 n the number of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed five consecutive individual remote electronic payment transactions.


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